How to Pronounce "mortgage"
The correct pronunciation of "mortgage" is MOR-gij /ˈmɔːrɡɪdʒ/. Tap play to hear it, say it into your mic for a free clarity check, and fix the "mort-gage" habit for good.
mortgage
/ˈmɔːrɡɪdʒ/A loan taken to buy property, with the property as security.
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Record yourself saying “mortgage” and get a real, AI-graded pronunciation score with word-by-word feedback — free, no account needed.The Indian-English Mistake: "mort-gage" — and the Fix
| Aspect | Common in India (incorrect) | Correct |
|---|---|---|
| Sounds like | Pronouncing the "t" and saying "mort-gage". | MOR-gij /ˈmɔːrɡɪdʒ/ |
| Stress | Often on the wrong syllable | First syllable (MOR). |
How Do You Pronounce "mortgage"?
"mortgage" is pronounced MOR-gij /ˈmɔːrɡɪdʒ/. The stress is on the first syllable (MOR). As a noun, it means a loan taken to buy property, with the property as security.
The "t" is completely silent. The word is two syllables: "MOR-gij".
Listen for the stressed syllable and copy its rhythm — getting the stress right matters more than any single sound.
Say "mortgage" Step by Step
Break the word down, get the stress right, then blend it back together at normal speed. Repeat each step out loud three times.
Break it into syllables
MOR-gij — say each part slowly and separately first.
Stress the right part
First syllable (MOR). Make the stressed syllable a little louder and longer.
Nail the key sound
The "t" is completely silent. The word is two syllables: "MOR-gij".
Blend and repeat
Now say "mortgage" at normal speed: MOR-gij. Record yourself and compare.
Minimal-Pair Drills for "mortgage" (2 Minutes, Out Loud)
Say each drill line aloud, slowly first, then at normal speed. On the last drill, use the mic check at the top of this page to test yourself.
say more → gij (rhymes with bridge) → MOR-gij
Two beats; the t is completely silent.
NOT mort-gage — MOR-gij
No t, and the ending is a soft 'gij', never 'gage'.
At speed: paid off her mortgage early
Keep the t silent even at full speed.
Why "mortgage" Is Tricky — and How to Fix It
Why this happens
The visible "t" tempts Indian speakers to voice it, but in "mortgage" the "t" is silent.
Tip: Drop the "t": say "MOR", then "gij" (a soft "g" as in "age").
Hear “mortgage” in a Sentence
Read each line aloud with the same rhythm. The word to listen for is in bold.
They took a mortgage to buy the flat.
The mortgage runs for twenty years.
She paid off her mortgage early.
Words Related to "mortgage"
Now say it inside a sentence
Getting "mortgage" right on its own is the easy part. Pronunciation only sticks in connected speech. Read a passage aloud and get scored on accuracy and pace, word by word — free, no login.
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Frequently Asked Questions
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